Retirement Target Date portfolios remove a lot of the investment decision-making by managing your investments appropriately over time, relying on the glide path structure and professional portfolio management provided by Justwealth. With this pre-planned approach, your risk level will always align with the current stage of your retirement planning journey!

Increased simplicity does mean compromising in other areas, however. By assuming a pre-planned asset allocation transition, you lose the flexibility to alter your path and you will by default assume a risk level that is deemed appropriate for the “average” investor. If you have unique retirement plans, or feel like your risk comfort level is significantly different from the average person, then you should consider using one of our standard target-risk portfolios.

When you sign up with Justwealth, you are assigned a Personal Portfolio Manager to guide and assist you in choosing the portfolio solution that works best for you. Regardless of which portfolio you choose, Justwealth always uses a robust investment process, emphasizing best-in-class Exchange Traded Funds (ETFs) to construct your low-cost portfolio.