Justwealth Group Savings Plans
A Digital Plan That Offers:
Low-Costs
Free to the Employer
Discounted, low-cost management fee of only 0.40% to the employee
Easy Administration
Simple and convenient online processes
Optional Administration by SEB Administrative Services
Sophisticated Investment Management
Investments managed to a Fiduciary Standard
Automated investment selection & daily monitoring
Employer Benefits
Partner with Justwealth – a regulated Portfolio Manager with a fiduciary duty to act in your Employees’ best interests
Flexible offerings: RRSPs, TFSAs, or both? Voluntary or Mandatory contribution? Matching employer contributions?
Easy set up: Completely online processes
Centralized digital hub personalized to your company
Easy contributions: Optional administration offered by SEB Administrative Services offers direct draw from payroll providers into employee accounts
Getting Started?
Starting from scratch?
Set up is easy – reach out to a Justwealth representative today
Switching Plans?
Justwealth offers easy online transfer of existing accounts
Have an existing Plan?
It costs nothing to add Justwealth to complement your existing plan
Working with a Group Benefits Advisor?
Justwealth has an Advisor Partnership Program to accommodate them
Employee Benefits
Studies show that a strong group savings plan as part of an overall group benefits scheme can improve Employees’ workplace satisfaction!
The impact of fees on your investment portfolio
How important are fees? Justwealth’s award-recognized, low-cost investments can help plan members’ savings grow faster to reach retirement goals!
Illustrative Impact of Fee Savings on a $30,000 Group RRSP investment with Justwealth
Both calculations assume $30,000 investment in a non-taxable account with a gross return of 6% with annual contributions of $5,000. Savings reflect rounding. Justwealth Total Fee includes discounted management fee of 0.40%, and average ETF management fee of 0.20% for Total Fee of 0.60%. If plan sponsor is working with a benefits Advisor, an Advisor Referral Fee of up to 1.00% may apply in which case illustrated cost-savings would be lower. Traditional group plan fund fee is illustrative based on industry data points.
Helpful Resources
Justwealth – A Recognized Industry Leader
Best Overall Robo-Advisor – Justwealth
Moneysense Annual Guide 2022
Portfolio/Discretionary Manager of The Year
Nomination – James Gauthier
Wealth Professional Awards 2021
Portfolio/Discretionary Manager of The Year
Nomination – James Gauthier
Wealth Professional Awards 2020
Leading Portfolio Managers
James Gauthier
Wealth Professional Canada 2019
FinTech Company of the Year
Nomination – Justwealth
Canadian FinTech and AI Awards 2019
Entrepreneur/Innovation Leader of the Year
Nomination – Andrew Kirkland
Canadian FinTech and AI Awards 2019
Portfolio/Discretionary Manager of The Year
Nomination – James Gauthier
Wealth Professional Awards 2019
Top 50 Canadian FinTech Company
Digital Finance Institute 2019
Top 50 Women in FinTech
Isobel Russell
Digital Finance Institute 2019